Buy phone on EMI: Hellow Friends my name Ankit Shah, Today we are discuss about How to buy mobile phone on installments?
In today’s time, smartphone has become the need of people, you can use mobile for online study of your children or online payment, railway ticket booking etc. But the problem comes with the middle class family that they are not able to collect money to buy the smartphone,
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then there is a facility for those people that they can buy Smartphone, which some of you can pay EMI (Easy Monthly You must also know by the name of Installment) are you planning to buy a smartphone right now and you are running short of money, so you can buy mobile on EMI today itself.
When it comes to buying Smartphone on EMI, many people get nervous thinking that they will have to pay a very high interest rate. In today’s post, we will also tell you about No Cost EMI,
what it is, if you want to buy a smartphone on installments, then you must have a Credit Card for that. Through Credit Card, you can buy phone on installments online without paperwork (Buy Smartphone Online On Emi).
Now many people will not have a credit card, so you do not have to worry, we will also tell you in this post (Buy Smartphone On Emi Without Credit Card) how to buy a mobile without a credit card.
Yes, for this you will have to do a lot of paperwork, by doing this you can buy any smartphone immediately. After getting Mobile Finance, you can also get a loan of up to ₹ 50, 000, we will explain to you further in detail.
How to buy a smartphone on installments?
Before now, mobiles were used only for talking on calls, but these days mobiles have become much smarter, with the help of which you can do many of your tasks online. Such as electricity bill,
You can complete all such things like paying water bill, paying life insurance installment and transferring money from mobile under your smartphone, that is why smartphone has become very important in people’s life today.
If you go to buy a smartphone from the market, then there you will start from 6-7 thousand rupees, from which you can buy a smartphone up to lakhs of rupees.
Never buy a more expensive smartphone than you buy a smart phone according to your needs if you are looking to buy a smartphone for your normal work. So you will get very good smartphones between ₹ 12000 to ₹ 15000, which you can use for 5 years without any problem.
If you have a credit card, you can buy a smartphone on No Cost EMI as well and those who do not have a credit card can buy the phone by paying easy installments every month by getting their Mobile Finance done.
Buy Smartphone On EMI With Credit Card
Every person has a dream to buy a smartphone, in view of the increasing inflation, it takes a long time to buy a smartphone, if you want to buy this phone on EMI now
then you can buy because 10 to 15 thousand rupees are spent together. Doing so can be heavy, that is why you can buy a smartphone of your own by depositing them in easy installments.
If you have made up your mind that now you have to buy the phone on EMI, then in this situation it is best that you buy the smartphone on EMI only with the help of your credit card because many smartphone companies also give you Discount Offers. In which you can buy it for less than the original price of the smartphone.
You do not even need to do any paperwork to buy a mobile with a credit card, you can buy a smartphone on installments sitting at your home. Buy phone on EMI For this, you can buy any smartphone from Amazon or Flipkart itself. So let us now buy a smartphone and see how to buy mobile on online installments.
Buying on Online EMI means that the credit card that you will use to buy this smartphone, the credit card company already pays for the mobile and takes money from you by tying an installment every month. Buy phone on EMI If you have already got a credit card made, then after that you do not need to upload any document or document.
You can use whatever online shopping website you like, here I am going to tell you how to buy phone on EMI from Amazon website. Buy phone on EMI
Step 1: – First of all, you decide which smartphone you want to buy, then search it on Amazon.
Step 2: – Now on the same page you will find written about EMI Offers in the Bank Offer section, when you click on the details written there, Buy phone on EMI you will know the amount of installments to be paid every month.
If you have to pay the installment of 3-6 Months, then you get No Cost EMI which means that if you have bought a smartphone worth ₹ 15000. So whichever installment you will pay in 3 months or 6 months. If it is added, it will remain ₹ 15000 only.
No interest is charged from you, by dividing those ₹ 15, 000 in 3 months or 6 months, you are told how much installment you have to go every month. Buy phone on EMI
Step 3: – Now you click on the Buy Now button, then by choosing the EMI option in the Payment Method, enter the Credit Card No. of the Credit Card you have. Add the card by writing Month & Year and CVV Number of Valid To.
Step 4: – After the credit card is added, you have to make the payment through your credit card, but before that you have to choose in how many months you would like to pay the installments, if you want to pay the installments in 6 months, then that Click on
For that, an OTP will also come on your mobile number, which is considered very important, after the payment is completed, the order place for the smart phone you have bought, Buy phone on EMI then after a few days that mobile will come to your home.
Using this method we have told you, you can buy amazon.in any new smartphone in Easy Monthly Installments and in the same way if you want to buy a smartphone on Flipkart, then for that also you can buy that phone in the same way. Will be able to buy.
So in this way, you can buy any smartphone on EMI by giving only 5 minutes, but for this it is most important that you have a credit card, Buy phone on EMI if you do not have a credit card, then there is another way for that but in that You have to do some Document Verification work.
Buy Smartphone On EMI Without Credit Card
Now it is not necessary that every person has a credit card because many people believe that credit card should not be used because if you do not deposit the credit card bill on time. So you have to pay a very high Interest Rate Kisan Credit Card bill. Right now there can be different understanding.
If you are one of those people who do not find it right to use a credit card or do not have a credit card at the present time. But they have to buy the phone on EMI. So for those people Bajaj Finserv brings a good offer in which you can buy smartphone or other things without any credit card.
To buy a phone on EMI, you have to go to any smartphone selling store near your home and buy whatever phone you like there. You can buy it on EMI. Before that, Buy phone on EMI ask the shopkeeper whether he sells the phone on EMI or not.
Because phones are not sold on EMI at every Mobile Shop. You have to deposit at least 30% Down Payment at the same time of the amount of money you are buying the phone. Buy phone on EMI Then according to the number of months you get bonded, you have to deposit the installment every month.
Documents required to buy Smartphone on EMI: –
- Aadhar card
- PAN card
- bank passbook
- cancel check
- passport size photo
Whenever you go to the mobile shop to buy a smartphone on installments, take all your original documents with you if you do not carry the original documents. So the process of verification is not completed and the address entered on your Aadhaar card. It must be a local address.
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Now with the help of Bajaj Finserv, your loan is made, for which it is very important for the person in whose name you want to get a loan to be present there because there are many such verifications in which a live photo of that person is taken. Buy phone on EMI
So after this process of EMI is completed, you are given a smartphone. When you deposit all the installments in full, an EMI Card has been prepared by Bajaj Finserv. In which Virtual EMI Card of ₹ 30,000 or ₹ 50,000 is given according to your eligibility, then you can use this card like a credit card.
But this does not happen for every product, there are only a few selected products. This EMI Card can be applied on them only if you have filled all the MI’s on time. So your Cibil Score is good, Buy phone on EMI it will be beneficial that whenever in future you have to get a loan pass, it is easily done.
If you want to buy a product from Bajaj Finserv on EMI, you can call Bajaj Finserv Customer Service and get information, for more information you can call 08698010101 or visit bajajfinserv.in, you can also visit Home Can buy on Mobile Finance from Credit or other similar finance. |
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Disclaimer: We cannot guarantee that the information on this website is completely correct. Because our website “Mobile Gyans” strives to keep up with the latest mobile news.
Ankit shah is the Co- Founder & Author of Mobile Gyans. He try to best assist our visitors by providing full specifications and price ideas.